Getting bike insurance online is quite simple. Yet, some people hold back from doing so because they are affected by some common bike insurance myths. Sadly, these myths are spread by people who don’t have the proper knowledge and they influence the genuine buyers who look to buy bike insurance. As a result, they end up getting the two-wheeler insurance plans offline, and in the process, end up losing many benefits that online bike insurance provides. If you are looking to buy a two-wheeler insurance policy, stay away from these myths and shop online. Take a look at this article to know about the top 7 myths about getting bike insurance online and stay away from them.

1. Myth 1: Bike insurance online is expensive – This is a very absurd myth about getting bike insurance online.
   
   Truth:
   On the contrary, online two wheeler insurance policies are much cheaper than their offline counterparts. You can get a comprehensive plan at a low price. This is because there is no brokerage involved. Also, the processing and administrative charges are much lower for the online plans. Check best bike insurance price here.
   
   
2. Myth 2: Agents are needed for online bike plans –
   This is another myth about online bike plans.
   
   Truth:
   There is no need for an insurance agent when you buy your two-wheeler insurance online. The plan is directly sold by the insurance company, without the involvement of any broker or agent. This helps you to make an unbiased choice and you also save money on the brokerage amount.
   
   
3. Myth 3: The dealer-offered bike insurance is your best option –
   When you buy a bike, the dealer provides you with an insurance plan. This plan may be convenient, but it seldom is your best option.
   
   Truth:
   Rather than readily accepting the cover, go online and look for a better plan. In all probability, you will get cheaper and more wholesome coverage when you buy your bike plan online.
   Check best bike insurance plans and their prices here.
   
   
4. Myth 4: Bike insurance isn’t needed for electric bikes –
   This is another myth you should stay far away from.
   
   Truth:
   Every motorised two-wheeler insurance needs insurance coverage in India. You can get some very good online bike insurance plans for your electric two-wheeler as well. The plans are feature-loaded and very affordable at the same time. Go online, run a quick comparison, check the best bike insurance, and then find your ideal cover at an economical cost.
   
   
5. Myth 5: Pre-policy screening is mandatory –
   This is another piece of fake news doing the rounds. Bike insurance plans can be bought online instantly. They can be purchased instantly.

Truth:
You do not need to get your bike evaluated by the insurance provider at all times. The same holds true for renewals. Unless your policy has lapsed, you do not need to get an evaluation done. You can simply click a few buttons on your computer and buy the bike plans in a few minutes.

6. Myth 6: The online bike plans are below-par –
   This is an unfortunate myth because in reality, the online bike plans are actually much better.
   
   Truth:
   Since a lot of people buy insurance online these days, insurance companies offer their best plans online. So when you try buying two-wheeler insurance online, you will notice that the plans are loaded with features. At the same time, the plans are priced very economically and you end up with the best possible coverage at the best possible price.
   
   
7. Myth 7: It is a long and tedious process –
   This is yet another absurd online bike insurance myth. Some people actually believe that buying two-wheeler insurance online takes a lot of time. The reality is very different.
   
   Truth:
   You can get your bike insurance online in just a couple of minutes. Just enter your personal details along with your requirements. You can then compare between the available options and make an instant purchase. The plans are issued instantly after you make an online payment. Therefore, the process of buying bike insurance online is not just quick, it is also very safe and secured.

Whoever told you about these myths is clearly misinformed! There is no truth in any of the above-listed myths and this is why you should not fall for them. As stated, getting your two-wheeler insurance policy online has a host of benefits. So stay away from the myths and get an excellent two-wheeler insurance cover online right away.

In conclusion

If you are looking for a good insurance policy to cover your bike or scooter, go online and compare the plans. You can opt for a third party liability cover or a comprehensive cover, depending on what your needs are. All you have to do is find a suitable cover and get insured. You can opt for a regular one-year policy or a long term plan of two or three years. You can do all this online, getting bike insurance online is a boon and so you should make full use of it, without believing the myths you hear all the time.