SBI Card offers a variety of credit cards, providing a range of exciting features and perks. If you are an entry-level user, the SBI Card’s SimplyClick credit card may be one of the best options for you. 

This SBI credit card brings exclusive benefits to your fingertips, particularly when it comes to e-shopping! In addition to this, the card offers waivers on fuel surcharge, cash on the go from ATMs, premium security, and much more. 

Read on to learn more about the features and benefits of the SimplyClick credit card by SBI Card, as well as how you can apply for it online. 

Features and Benefits of the SimplyClick SBI Card

Here are some of the advantages that you get to enjoy with the SBI SimplyClick credit card:

Welcome Perks

• Avail an Amazon voucher worth ₹500 on paying the annual fee of ₹499 + taxes
• Get the voucher code on your registered mobile number within a period of 30 days from the date of paying your membership fee
• Redeem the voucher within 12 months from the date mentioned

Online Shopping Benefits

• Earn up to 10X rewards when you shop online from exclusive partners
• These partners include BookMyShow, Domino’s, Apollo 24×7, Myntra, Netmeds, Cleartrip, Yatra, EazyDiner, and more
• You can also earn 5X reward points on all other online transactions capped at 10,000 points for each calendar month
• Enjoy 1 reward point for every transaction of ₹100 once you cross the 10,000-point limit

Milestone Advantages 

• SBI Card provides you with an e-voucher worth ₹2,000 on reaching the milestone of ₹1 Lakh in a year
• Get an additional e-voucher worth ₹2,000 when you spend over ₹2 Lakhs annually using your SimplyClick SBI Card
• Receive the coupon code on your registered mobile number or mail ID within a period of 30 days of reaching the milestone

Annual Waivers on Fees

• You can get your annual renewal fee waived off if you have spent more than ₹1 Lakh in the previous calendar year 
• The renewal fee is ₹499 + taxes
• There is no additional cost that you need to bear if you want to get an add-on SBI credit card

Fuel Surcharge Waiver

• Avail a 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000 (exclusive of taxes) at any fuel station across India
• Enjoy up to ₹100 as a maximum surcharge waiver during each statement cycle

Contactless and Secure Payments

• You can make fast and convenient payments with the contactless feature of the SBI Card’s SimplyClick credit card 
• The risk of card loss, fraud, or counterfeiting is reduced significantly thanks to this facility
• You can execute a maximum payment of ₹5,000 per contactless transaction

Cash on the Go Facility

• SimplyClick SBI Card allows you to withdraw cash from over 1 million VISA or MasterCard ATMs anywhere in India or across the globe
• This facility gives you instant access to cash when the need arises 

EMI Conversion Through Flexipay

• With the Flexipay facility, you can convert purchases of over ₹2,500 into easy and affordable EMIs
• Simply log in with your user ID credentials and convert your purchases to Flexipay within a period of 30 days

Global Acceptance

• This SBI Card offering is accepted globally at 24 million outlets, including 3.25 lakh stores in India
• You can use this credit card at any outlets that accept VISA and MasterCard

EMI Balance Transfer Benefits

• This credit card also offers the facility to transfer your existing dues of credit cards from other banks, helping you enjoy lower interest rates
• The EMI balance transfer facility allows you to save on interest charges that you may otherwise have to pay 

How to Apply for the SimplyClick SBI Card Online

Applying for the SimplyClick SBI card online is quite simple and straightforward. Here are the steps that you need to follow to get this credit card online.

• Step 1: Visit the SBI Card website or other websites like Bajaj Markets and select the ‘Credit Card’ category
• Step 2: Choose the ‘SimplyClick SBI Card’ from the options on the page and hit the ‘Apply Now’ button
• Step 3: Fill in the online application form with appropriate details, such as your name, mobile number, email ID, and employment information
• Step 4: Verify your phone number with an OTP and click on the ‘Submit’ button to get an instant decision on the approval or rejection of your credit card application 
• Step 5: If your application gets approved, the SBI team will contact you for further verification
• Step 6: Once verification is complete, SBI will issue the credit card in your name 

If you prefer shopping online and wish to save money, the SBI SimplyClick credit card is one of the most cost-effective payment options. Once you have applied for this card, you can log in to your account to manage your credit card. The digital portal will help you check all the relevant information regarding billing dates and fees. 

To enjoy rewards on online shopping and a range of other perks, you can apply for the SimplyClick SBI Card easily online. However, make sure you meet the basic eligibility criteria to get this SBI credit card.