Payday loans are widespread across the United States, with more than 12 million Americans taking payday loans each year. Although not without their disadvantages — steep interest rates and reinforcement of the debt cycle — payday loans are easy to access and offer a quick, last-minute solution for a lot of people living from salary to salary. If you’re looking for a trustworthy lender, here’s our top pick of the most popular payday companies.

1. Payday Depot

With instant loans up to $5,000, Payday Depot offers a fast and secure solution for people with less-than-perfect credit scores. The company doesn’t have upfront or hidden fees, so you can be sure about the interest rates and sum that you’ll eventually have to pay back. Visit Payday Depot and read their comprehensive overview of payday and personal loans to figure out whether this type of loan would suit your needs the best.

2. Heart Paydays

Heart Paydays offers payday loans from as little as $200 to as much as $5,000. With a long repayment period, this company is among the best in the field, as their repayment period varies from 3 to 24 months. The application is straightforward and allows you to apply for the loan quickly and efficiently.

3. Honest Loans

This lender provides high rates of approval and offers various loans, starting with personal and ending with emergency and payday loans. As with the previous companies, Honest Loans usually doesn’t conduct credit background checks, although with loans up to $50,000, some verification will be necessary.

4. Money Mutual

With more than two million customers, Money Mutual is a platform that allows you to get a payday loan in less than five minutes. A quick application process will allow you to quickly borrow from $100 up to $5,000. The application is followed by a swift approval, as the company doesn’t require your credit score. Loan repayment and interest rates will vary from lender to lender, so be sure to understand the terms and conditions.

5. CashUSA

Another loaner that offers a decent repayment time is CashUSA. With up to 70 months to repay your loans, you will have enough time to pay the loaner back. The loan amount varies from $500 to $10,000, which you can get as soon as the company does a soft credit check.

6. Green Dollar Loans

By connecting borrowers to the most suitable lenders, Green Dollar Loans provides a quick and easy way to get a payday loan ranging from $100 to $5,000 with APR rates up to 35%. Unlike the previous companies, Green Dollar Loans offers a slightly shorter repayment period that varies from 2 to 3 months. It can also provide a loan to people with poor credit backgrounds.

With the market overflowing with scammers, be sure to pay close attention to the trustworthiness of the loaner. Read feedback from people who have already used the company’s services, and pay attention to the interest rates, repayment period, and other terms and conditions. Even if fast approval is your primary concern, be sure to exercise caution when choosing your lender.