In the hustle and bustle of our daily lives, taking a break and escaping to a tranquil destination can be a rejuvenating experience. If you’re planning a much-needed vacation and wish to book it through Goibibo, the Bajaj Finserv EMI Network Card can be your ideal companion. This financial tool opens doors to convenient travel bookings while providing a host of additional benefits. In this article, we will guide you through what the Bajaj Finserv EMI Network Card is, how you can use it for travel bookings, its advantages, the Bajaj Finserv EMI Network Card eligibility criteria, and much more.
I. Understanding the Bajaj Finserv EMI Network Card
The Bajaj Finserv EMI Network Card is a versatile financial instrument that allows you to convert your purchases into easy, no-cost EMIs. It works like a credit card but is exclusively designed for hassle-free EMI transactions. Here’s how it operates:
1. No Credit Card Required: Getting a Bajaj Finserv EMI Network Card makes it accessible to a wider range of individuals for them to buy on affordable EMI without using a credit card.
2. Extensive Partner Network: The card is accepted at a vast network of partner stores and e-commerce platforms, including Goibibo. This means you can use it for travel bookings, hotel stays, and more.
3. Flexible Repayment Tenors: You have the flexibility to choose from various repayment tenors, typically ranging from 3 to 24 months, depending on your financial situation.
4. No Hidden Costs: Bajaj Finserv prides itself on transparency, ensuring that you are aware of all charges associated with your EMI plan upfront. This means no hidden fees or surprises.
II. Using the Bajaj Finserv EMI Network Card for Travel Bookings
Booking your vacation through Goibibo using the Bajaj Finserv EMI Network Card is a straightforward process:
1. Apply for the Card: Begin by applying for the Bajaj Finserv EMI Network Card. You can do this online through the official website or visit a partner store.
2. Eligibility Check: Ensure that you meet the Bajaj Finserv EMI Network Card eligibility criteria, which typically include age, Indian citizenship, documentation (proof of identity, address, and income), and minimum income requirements.
3. Approval and Card Activation: Upon approval, you will receive your Bajaj Finserv EMI Network Card with a predefined credit limit. Activate the card as per the provided instructions.
4. Goibibo Booking: Visit the Goibibo website or app and browse through the travel options for your vacation destination. Select your desired flights, hotels, and other travel services.
5. Payment Method: During the checkout process on Goibibo, choose the Bajaj Finserv EMI Network Card as your payment method.
6. EMI Tenor Selection: You will have the option to choose your preferred repayment tenor for the EMI. This can typically range from 3 to 24 months, depending on the offer and your financial preference.
7. Transaction Completion: Finalize your travel booking by providing any necessary documents and agreeing to the EMI terms and conditions.
8. Travel with Peace of Mind: Once the transaction is complete, you can embark on your vacation with peace of mind, knowing that your travel expenses are divided into manageable monthly EMIs.
9. EMI Payments: Over the chosen tenor, make fixed monthly payments towards your travel expenses. These payments are often interest-free, depending on the offer and product category.
10. Monitor Your Account: Keep track of your Bajaj Finserv EMI Network Card account online to stay informed about your transactions, EMIs, and due dates.
III. Additional Benefits of the Bajaj Finserv EMI Network Card
Beyond its convenience for travel bookings, the Bajaj Finserv EMI Network Card offers numerous additional advantages:
1. Versatility: While you may use it primarily for travel, the card can be used to buy a wide range of products including electronics, appliances, furniture, fashion items, and more.
2. Exclusive Offers and Discounts: Cardholders often enjoy exclusive deals, discounts, and cashback offers at partner stores and platforms. These incentives can help you save even more on your purchases.
3. No Hidden Costs: Bajaj Finserv is committed to transparency, ensuring that you are aware of all charges associated with your EMI plan upfront. This means no hidden fees or surprises.
4. Zero or Low Down Payment: Unlike traditional EMI options that may require a substantial down payment, the Bajaj Finserv EMI Network Card often requires zero or minimal down payment, making it easier to make your desired purchases.
5. Online Account Management: You can conveniently manage your Bajaj Finserv EMI Network Card account online. This includes tracking your transactions, EMIs, and due dates, ensuring you stay on top of your finances.
IV. Bajaj EMI Card Eligibility
To be eligible for the Bajaj Finserv EMI Network Card, you typically need to meet the following criteria:
1. Age: You should be between 21 and 60 years of age.
2. Indian Resident: You must be an Indian citizen.
3. Documentation: You’ll need to provide valid proof of identity, address, and income.
4. Income: Your income should meet the minimum income criteria as specified by Bajaj Finserv.
5. Credit History: While no credit score is required, a positive credit history can enhance your chances of approval.
Conclusion
Taking a vacation to unwind and recharge is a wonderful way to break free from the daily grind. When booking your dream vacation through Goibibo, the Bajaj Finserv EMI Network Card can be your trusted ally. It not only simplifies the booking process but also offers a range of benefits, including flexibility in repayments, versatility, exclusive offers, and transparency in costs. With the Bajaj Finserv EMI Network Card, you can embark on your journey to explore new destinations and create beautiful memories, all while managing your finances with ease. Enjoy your travels and the peace of mind that comes with responsible budgeting, and discover the joys of stress-free travel with the “no-cost EMI on Goibibo” feature.
